Before you obsess over list price — or a cash offer headline — look at net.
| Cost category | What to expect |
|---|---|
| Listing & buyer-side compensation | Negotiated; we explain options up front. |
| Title / escrow / closing fees | Customary Missouri allocation. |
| Prorated taxes & HOA | Depends on timing and HOA status. |
| Mortgage payoff(s) | Principal + accrued interest / fees. |
| Repairs / credits | Inspection negotiations. |
| Seller concessions | Sometimes smarter than a price cut. |
| Prep / staging / cleaning | Selective spend that protects showings. |
Cash offers often look “simple” until you compare net to a retail sale. We’ll run both conversations honestly — and we still list retail as our core business.
Also: pricing · retail vs cash.
Real comps and your payoff — not a generic calculator.
(816) 268-6068